| Month | Opening Value | Closing Value | Profit | Monthly ROI | Cumulative ROI |
|---|---|---|---|---|---|
| January 2026 | $10,000 | $12,000 | +$2,000 | +20.0% | 20.0% |
| February 2026 | $12,000 | $14,100 | +$2,100 | +17.5% | 41.0% |
| March 2026 | $14,100 | $16,400 | +$2,300 | +16.3% | 64.0% |
| April 2026 | $16,400 | — | Pending | — | — |
| Total YTD | $10,000 | $16,400 | +$6,400 | — | 64.0% |
This Private Investment Agreement ("Agreement") is entered into as of January 1, 2026, by and between Stratto Capital, a private investment company ("the Company"), and Mrs. Kiana Thomas ("the Investor"), collectively referred to herein as "the Parties."
By accessing this portal and participating in the investment program, the Investor acknowledges having read, understood, and agreed to all terms set forth in this Agreement.
The Investor has committed an initial principal amount of $10,000.00 USD ("the Principal"), deposited in full on or before the effective date of this Agreement. The Principal is allocated by the Company toward its active investment strategies and operations.
The Investor's capital is treated as a private placement and is not subject to public market risk disclosures. All returns are generated through the Company's proprietary investment activities.
The Company targets a minimum monthly distribution of $1,000.00 USD to the Investor, representing a 10% monthly return on the original Principal. This target is based on the Company's historical performance and operating projections.
This figure constitutes a performance objective and does not constitute a guaranteed return. The Company will make all reasonable efforts to meet or exceed this target each month. Monthly distributions are calculated on the last business day of each calendar month and issued within five (5) business days thereafter.
Should performance in any given month fall below the stated target, the Company will provide written notice to the Investor with an explanation and a projected recovery timeline.
The Principal commitment period is a minimum of thirteen (13) calendar months from the effective date of this Agreement ("the Minimum Term"). The Investor agrees not to request return of the Principal prior to the conclusion of the Minimum Term, except under the circumstances outlined in Section 6 (Early Exit).
Additionally, once cumulative profits distributed to the Investor reach or exceed $10,000.00 USD — representing a 100% return on the original Principal — any further profits generated beyond that threshold may, at the Investor's election, be directed toward early recovery of the Principal. The Investor may submit a written request at any time after this threshold is reached to apply excess profits toward the Principal balance.
Requests for Principal return prior to the conclusion of the 13-month Minimum Term will not be honored except in cases of documented personal hardship or mutual written agreement between both Parties. The Company reserves the right to assess a processing adjustment not to exceed 10% of the Principal amount for early exit requests made before Month 10.
After Month 10, early exit requests will be considered on a case-by-case basis, with no adjustment fee applicable once the 100% profit milestone ($10,000) has been reached.
The Investor is granted continuous access to this private portal, which reflects current portfolio value, monthly profit distributions, cumulative ROI, and key business milestones. The Company commits to updating the portal no later than the 5th business day of each month with the prior month's finalized figures.
The Investor may request a formal written statement at any time by submitting a request through the portal or directly to the Company's designated contact.
Both Parties agree to maintain strict confidentiality regarding the terms of this Agreement, the financial figures contained herein, and any proprietary information shared in connection with the investment. Neither Party shall disclose the contents of this Agreement to any third party without the prior written consent of the other Party, except as required by applicable law.
This Agreement represents the full and complete understanding between the Parties with respect to the subject matter herein and supersedes any prior verbal or written communications. Any amendments to this Agreement must be made in writing and signed by both Parties. This Agreement shall be governed by and construed in accordance with applicable private contract law.